What is an American Express Virtual Card and How to Get it?

An American Express virtual card is a digital representation of a physical American Express card. It can be used to make online or in-app purchases with the same benefits and protections as the physical American Express card. To get an American Express virtual card, you must be an American Express cardmember. You can create a virtual card on the American Express website or in the American Express app.

How to Use an American Express Virtual Card?

To use your virtual card, you will need to enter the card number, expiration date, and security code. The card can be used anywhere that accepts American Express. You can also use it to make in-app purchases with your iPhone or Android phone.

How to Activate an American Express Virtual Card?

You must activate your virtual card to use it. You can easily do this by using the American Express app or visiting the website: https://www.americanexpress.com/plastic-virtualcard .

What Can I Do With a Virtual Card?

Virtual cards can be used on their own or in conjunction with physical American Express cards. You must have at least one physical card on file before you can setup a virtual card. Once the virtual card is active, you will be able to use it anywhere that accepts American Express. If your physical card has restricted charges, like some corporate cards, you can also limit the virtual card to the same restrictions.

How Does an American Express Virtual Card Work?

An American Express virtual card is a digital representation of a physical American Express card. It can be used to make online or in-app purchases with the same benefits and protections as the physical American Express card.  The virtual card number, expiration date, and security code are all the same as the physical card.

Can I Use an American Express Virtual Card for International Transactions?

Yes, you can use your virtual card for international transactions. The card will work in the same way as a regular American Express card. You may be charged a fee by your carrier for international transactions, so check with them to confirm. In addition, international merchants may not accept American Express virtual cards as a form of payment.

Are There Any Fees Associated with an American Express Virtual Card?

American Express virtual cards do not have monthly or annual fees. There are no fees to use the card or to activate it. If you choose to, you can always downgrade the virtual card and turn it into a prepaid account.