Old Navy Credit Card belongs to American Express, a well-known financial institution. This card allows you to earn points with every purchase, which can lead to rewards. You can also enjoy further promotions and special offers from Old Navy through its credit card program. The primary purpose of this card is for you to enjoy Old Navy’s clothes and accessories at a discount.
How do I use the Old Navy Card?
The Old Navy Card can be used in two ways. You can either use it as a credit card or as a debit card. When you use it as a credit card, you will be able to make monthly payments and carry a balance. As a debit card, it can be used to withdraw cash from an ATM or make purchases just like a credit card.
Is the Old Navy Card worth getting?
This card is best for people who frequently shop at Old Navy and would want to get discounts on their purchases. The minimum income requirement of $15,000 per year also ensures that you will be able to afford the card’s annual fee. Keep in mind that you need to be a good credit risk in order to qualify for this card.
What are the benefits of the Old Navy Card?
The Old Navy Card has several benefits, including:
- Discounts on purchases at Old Navy and other Gap Inc. brands.
- Rewards for purchases.
You will receive 5 points per $1 on purchases at Gap Inc. Brands, which includes Old Navy. If you are a MyGap rewards member, you can enjoy further discounts on your purchases with every 500 points earned. Make sure that you link your card to your account and sign up for text and email alerts to get the latest news and special offers.
- 0% APR for the first 12 months on purchases.
After the introductory period is over, the regular APR will apply. However, this rate could be lower or higher, depending on your credit score.
- No annual fee.
This card does not have an annual fee, which makes it a good choice for people who frequently shop at Old Navy.
- Access to special promotions and offers.
Old Navy often has special promotions and offers available only to its credit card holders.
- Fraud protection.
The Old Navy Card comes with fraud protection, which means that you will not be held responsible for unauthorized transactions.
- Convenient payment options.
This card offers the following convenient methods of payment: Internet, phone, and mail order payments. You can also pay your bill or activate your card at Old Navy stores or any Gap Inc. Brand store in the U.S., including Banana Republic and Athleta.
How do I get the Old Navy Card?
You can easily apply for the Old Navy Card online or through your mobile phone. You can also consider applying for this card if you often shop at Old Navy.